debt | credit card debt consolodation

credit card debt consolodation

Stay Out Of Debt
By Jeff Beale
So far, I have never met anyone who thinks they will become rich unless they save money (skip those wonderful inheritances for now). Using and saving money are polar opposites. means that you are spending more than you make. Savings accumulate because you are spending less than you make. This is not a difficult formula!

So if you want to become rich, you simply must get out of and you must stay out of debt. I was so lucky to be raised by a mom who taught me from a very early age that I could have anything in the whole wide world that I wanted, so long as I was willing to work for it and pay for it with cash. If you buy something that you want, but have to use to pay for it, it really means you can't afford it. If you could develop the habit of refusing to buy anything (other than a house) unless you could pay for it with cash, you are well on the road to becoming rich someday.

People who are committed to paying cash for everything tend to buy less expensive cars, less expensive clothes, and are more apt to buy the budget stretching generic brands at the grocery store. I love to wear $1,000 designer evening gowns. However no matter how many millions I have, I could never pay that money for a dress. So I buy my cocktail dresses at resale shops and consistently find gorgeous gowns for $100-$150. There are a lot of ways to economize and still have exactly what you want in your life.

Decide today that from this point forward, if you can't pay cash, you will start saving and delay that purchase until you can pay cash.

Jan Dahlin Geiger, CFP®, MBA, is the author



of Get Your Assets in Gear! Smart Money Strategies. Currently, she is the money expert for Wedding Television Network's Love and Money show, broadcast on Comcast Cable. Numerous media have also quoted Jan, including Reader's Digest, USA Today, SmartMoney Magazine, Bankrate.com, Money Magazine, the Atlanta Journal Constitution, and a host of other publications. For more financial management advice and strategies, go to www.getyourassetsingear.com or get Jan Geiger's book Get Your Assets in Gear! Smart Money Strategies.

>

Christian Debt Relief Helps
By Tom Frederick
Money is everyone’s life as it helps people to live life comfortably, but sometimes circumstances forces to follow the path of taking debt from banks, family and friends that leads to hassled life as Read more...

What Is An Unsecured Debt Consolidation Loan?
By Thomas Erikson
IntroductionIf you’ve reached a juncture in your life at which you are interested in taking some direct and positive action to better your financial situation, you may be considering Read more...